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I’m hoping to understand the process it takes for a merchant to set up a new CLGC program with a third-party, like Blackhawk.
– How do I ensure they’re accepted by my processor/gateway online and in-store?
– How do I setup my POS to be able to scan the barcodes?
– What information lives on the barcode, vs the magstripe?
– What logic prevents the barcode from being scanned/redeemed by another retailer?
– How does money move (e.g., from customer purchase of gift card, to redemption, to settlement to my acquirer bank)?
– Does the issuing bank live with Blackhawk?
Any diagrams/flow charts, or instructions would be greatly appreciated.
Here is an article on gift card processing from our blog (where the process is explained in detail), that should be helpful:
Processing of Closed Loop Gift Cards.
If you are insterested in Blackhawk service, it is better to address Blackhawk team directly.
Our flagship product, UniPay Gateway also includes logic for gift card processing.