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Peer-to-peer payments can include, for instance:
- cash transfers between individuals,
- bank transfers between individuals,
- transfers of other payment means (cryptocurrencies, etc)
If a peer-to-peer payments you are talking about include the listed categories, then the gateway is not needed.
However, if in order to make a transfer you are using a credit card (on the sending end and/or on the receiving end), then, most probably, you will need to use a payment gateway (not necessarily for the transfer itself, but in order to process credit card data).