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The situation with PCI compliance is as follows.
There are 4 levels of PCI compliance. Your level depends, primarily, on the volume of transactions you process at a regular basis. Here is the respective article from our blog. If you are a level 4 merchant, then you just have to complete a relatively simple form and that is the only PCI audit procedure for you. However, for level 1 merchants PCI audit (involving inspections, auditor visits, reports etc.) may cost up to 40 or 50 thousand USD.
PCI compliance is a set of requirements to merchants concerning the safety of cardholder data handling.
PA DSS compliance is a set of card data security requirements to payment management software. PA DSS certification is a more rigorous procedure than PCI certification.
