Our company’s flagship product is a white label payment gateway. It helps various categories of businesses to smoothly handle digital payments. Indeed, our customers and readers know it well. However, not everyone clearly understands what a white label payment solu [...]
Ecosystems
A series of articles on various aspects of payment ecosystem operation.
Flavors of White-label Payment Gateway
In this article we are going to describe the concepts of white-label payment gateway and white-label payment processing. Nowadays more and more companies are trying to choose a payment solution or find some replacement for an existing legacy system. White-label payme [...]
Payment Gateway Cloud
In our previous article we described collaborative payment processing, based on payment gateway cloud concept. Although payment gateway cloud concept is a new one, it incorporates the results of a long evolution of payment technologies. This evolution was spurred and [...]
On the Way to Collaborative Payment Processing
Many businesses go through an evolutionary cycle as they grow. They usually start as small companies with very basic needs. Then at some point, as their processing needs become more sophisticated, they tend to outgrow the payment processing platform, chosen at the ve [...]
Split Funding Challenges
The purpose of this article is to address some challenges, associated with implementation of split funding. First, we are going to review a common approach, used by today’s companies, and then – suggest an alternative one, which you might find more appropriate fo [...]
Split Funding Models
Traditionally, when merchants processed their transactions, the processor simply deducted processing fee and funded the merchant the rest. Presently, there is a growing need to split the part into several deposits. One of the main reasons for that is the emergence of [...]
Handling Interac Payments in Canada
With this article we continue the series of articles related to EMV standard and EMV certifications. The purpose of this particular article is to describe the peculiarities of integrations with Canadian payment service providers. Any integration with a payment proces [...]
Internet-acquiring and Omni-channel Payment Platforms
If you are an online business looking for a processing center to partner with, this article is for you. In it we will explain the benefits of a payment platform, specializing on internet-acquiring, as a potential partner for online businesses. The purpose of this art [...]
Online Marketplace Model
With the success of eBay, Uber, AirBnB, and other similar online marketplaces, the concept of an online marketplace is rapidly entering new industries. As a result many modern software companies are providing online marketplace software for these different industries [...]
Split Funding and Adaptive Payments
In this article we are going to discuss the concept of split funding and address one of the existing examples of its implementation – PayPal adaptive payments. Traditionally, in merchant services during payment processing the simple residual revenue sharing model w [...]
Payment Gateways and High Availability Concept
The purpose of this article is to familiarize payment gateway software users with the benefits of high availability and fault tolerance concepts. These two concepts are vitally important for various merchant services industry players, because transaction processing ( [...]