Payment Gateways


Tips on how to properly select a payment gateway or payment processor.

Recurring Revenue Business Model

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Recurring Revenue Business Model

Recurring revenue management is an essential aspect of any subscription-based business. Recurring revenue analysis provides many important clues and insights into the company’s operations. It is one of the decisive factors of a subscription-based company’s valuat [...]

Payment Gateway Comparison Revisited

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Payment Gateway Comparison Revisited

Payment Gateway Comparison Guide for Different Businesses We addressed payment gateway comparison factors in our first articles on Paylosophy. All companies that want to accept electronic payments should be able to compare payment gateway options with each other. Cho [...]

Usage-based Billing: Beyond Recurring Billing

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Usage-based Billing: Beyond Recurring Billing

Payment concepts and paradigms are constantly evolving. And recurring billing mechanisms are not an exception. Advance of the internet of things presents new challenges for billing software developers. At the same time, pandemic spurs particular changes in consumer b [...]

Account Updater Models

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In our previous articles we referred to account updater mechanisms in different contexts. However, there was never a post particularly addressing account updater logic. This article is dedicated exclusively to description of account updater models. As we mentioned in [...]

Optimizing Recurring Billing with BIN-files

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How usage of BIN-files can enhance recurring billing process? As the importance of recurring billing increases, new needs emerge at merchant services market. More and more recurring billing companies turn to BIN-files in order to get vital information for optimizing [...]

4 Cs of Recurring Billing

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The purpose of this article is to explain the key mechanisms a business must put in place to implement a coherent recurring billing solution. While in one of our previous articles we described the 3 Cs (creation, conveyance and collections) from a general transaction [...]

Recurring Billing System Organization

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The purpose of this article is to familiarize merchant services industry players, searching for a suitable recurring billing solution, with several conceptual approaches to recurring billing systems implementation, as well as explain advantages and disadvantages of r [...]

Collections Process

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If you haven’t read the introductory article to recurring billing mini-series, as well as the article on basic and advanced recurring payment features, you are welcome to do so, as it will improve your understanding of the current post. Collections process is an at [...]

Advanced Recurring Billing Features

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If you haven’t read the introductory article to recurring billing mini-series, as well as the article on basic recurring payment features, you are welcome to do so, as it will improve your understanding of the current post. While in the previous article we describe [...]

Important Recurring Billing Features

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In the previous article we described recurring payment types and payment schedules. In this one we will focus on specific recurring billing features and provide examples to illustrate how these features work. More and more present-day businesses use recurring payment [...]

Open Source Billing Software

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The purpose of the mini-series of articles we are going to publish is to familiarize businesses with the concept of open source billing software, recurring payment processing and the most important recurring billing-related features to be considered by a business whi [...]

Payment Gateways II: Merchant Onboarding/Provisioning

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The purpose of this article is to familiarize the key merchant services industry players (particularly, large-size merchants, wholesale resellers and PSPs) with merchant onboarding mechanism as an advanced feature to be considered during payment gateway selection. If [...]



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