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Concepts

A category of articles familiarizing merchants with key payment processing concepts.

Payment Concepts: Declined Card Transaction Recycling

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Payment Concepts: Declined Card Transaction Recycling

The purpose of the current article is to familiarize merchants with the concept of declined credit card transaction recycling, define the fundamental terms associated with it, and show the most common strategies that companies use to maximize their decline recovery r [...]

Payment Concepts: ACH Returns

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Payment Concepts: ACH Returns

The purpose of this article is to improve the understanding of ACH processing and the concept of ACH returns among merchants, resellers and credit card transaction processors. With better understanding of ACH processing lifecycle in general and nature of ACH returns [...]

Payment Concepts: Credit Card Chargebacks

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Payment Concepts: Credit Card Chargebacks

Why credit card chargebacks are important The purpose of this article is to improve the understanding of the important concept of credit card chargebacks among merchants, resellers and credit card transaction processors. With better understanding of credit card proce [...]



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