We are often getting questions regarding cross-border transaction processing fees. People, usually, want to know, why c [...]
Concepts
A category of articles familiarizing merchants with key payment processing concepts.
Merchant of Record and Payment Facilitator
In this article we are going to explain the merchant of record concept and the differences between merchants of record [...]
Acquirer, Processor, Gateway: who is who?
Recently we have been receiving questions like: “Who runs the risk of underwriting: the gateway, the payment processo [...]
Why You Need Acquiring Bank Partnerships
What is an acquiring bank? Companies that want to have their own payment gateways (become payment gateway providers) of [...]
Demystifying Bank Transfers
Many people, trying to create payment systems at different levels, often face the question of how to transfer funds fro [...]
Credit Card BIN Files
Most modern-time credit card fraud protection tools are based on geo-location principles, IP-address filtering, and car [...]
Chargeback Handling Lifecycle
In this article we are going to address the concept of credit card chargebacks, focusing on chargeback’s lifecycle. [...]
Payment Card Transaction Decline Codes
The purpose of this article is to explain the most common reasons of payment card transaction declines. Due to some cha [...]
Offline Processing: Store-and-forward
The purpose of this article is to describe the store-and-forward mechanism implemented in payment gateway software in t [...]
PINless Debit Card Networks
The purpose of this article is to familiarize the key merchant services industry players with the advantages of integra [...]
Accepting Credit Card Payments in Different Currencies
The purpose of this article is to familiarize merchants and other merchant services industry players with the key issue [...]
Merchant Services Commissions Sharing
The purpose of this article is to familiarize the key players of merchant services industry with the important approach [...]
