Payment Advice

ACH return codes remain in focus of both analysts and businesses. Plenty of businesses in the US process ACH payments on daily basis. Acceptance of ACH payments presents businesses with various questions, some of which we will try to discuss here. The typical common [...]

In our previous article we outlined the history and key flavors of embedded finance. As we explained, software platforms and vertical SaaS companies benefit significantly from embedded payments. Embedded finance provides greater control over the process and diverse p [...]

Embedded Payments Implementation Tips for Businesses          Embedded finance is a hot Fintech topic. Many are looking for ways to monetize embedded payments within their companies. In our previous articles we covered many tec [...]

In this article we will explain and illustrate the benefits of integrated healthcare payment solutions. Healthcare industry is rapidly embracing electronic payment functionality. So, many healthcare specialists and platform providers are wondering which payment solut [...]

We often get questions from African businesses searching for payment solutions, which would allow them to process electronic payments internationally. So, in this article we will try to outline the key options available for and problems faced by African merchants. &n [...]

Challenges of Implementing E-commerce and Online Payment Solutions in India In some of our articles we outlined the major issues that Indian merchants face when implementing international payment solutions. In this article we will try to explain, how a company can bu [...]

Payment monetization tactics for software-as-service business segment For a long time, payment monetization remained beyond the horizon of SaaS companies’ operations. Software-as-service platforms did not include merchant services within the scope of their activiti [...]

When people think about their own payment gateway, they, usually, focus on technical aspects. In reality, the process of owning a payment gateway requires you to establish many interconnected processes and relationships. Only after you take care of all business and t [...]

We are often getting questions regarding cross-border transaction processing fees. Why are cross-border transaction fees so high? Which components do they include? Will they ever get any lower? Our company’s clients from different countries and continents often hav [...]

In this article we are going to explain the merchant of record concept. We will also outline the differences between merchants of record and payment facilitators. Many articles on Paylosophy cover such concepts as payment facilitator, split funding, online marketplac [...]

In this article we are going to explain What processing-related problems private equity and venture capital companies face; How investment companies with large portfolios can increase their performance; Why solid payment gateway technology is the essential success co [...]

Recently we started getting inquiries from people who either want to build payment gateway of their own or partner with a bank that offers a retail-based solution to offer online payment gateway services. In this article we are going to clarify some common misconcept [...]