An interbank network that serves 4,400 financial institutions and more than 380,000 ATMs as well as POS terminals across the U.S., PULSE is the primary competitor for STAR and NYCE. Pulse was founded in 1981 and has been part of Discover Financial Services since 2005. It is covered in Discover’s arrangement with China UnionPay, leading to greater acceptance.
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How Payments Work
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