Acquirer, Processor, Gateway: who is who?

Recently we have been receiving questions like: “Who runs the risk of underwriting: the gateway, the payment processo [...]

Credit Card Processing without a Merchant Account

“Is it possible to accept credit card payments without a merchant account?” Nowadays, this question and its variati [...]

ISO versus Payment Facilitator: Who Survives?

In our previous articles we wrote how different types of companies could become payment facilitators and benefit from t [...]

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Finding an Optimal Acquiring Partner for Your Business

“How to choose an optimal acquiring partner for my business?” Questions like this one have recently become quite co [...]

Payment Gateway Integration for E-commerce Websites

A lot of purchases nowadays are made through e-commerce websites and their number is steadily increasing. In some of ou [...]

Becoming a Payment Facilitator for a Saas Platform

Lately we started getting quite a lot of questions like: “What is required for a SaaS platform to become a PayFac?” [...]

Processor-specific Platforms for Payment Facilitators: Vantiv

One of the most common questions we are asked is: “what is the best processor to partner with for a payment facilitat [...]

The Benefits of Becoming a Payment Facilitator for Franchisors

Introduction: why become a payment facilitator Nowadays more and more software platforms adapt payment facilitator oper [...]

Flavors of White-label Payment Gateway

In this article we are going to describe the concepts of white-label payment gateway and white-label payment processing [...]

Mobile and In-app Payment Handling

The purpose of this article is to explain, how developers of mobile apps can organize the process of accepting payments [...]

EMV Certification in a Nutshell

The purpose of this article is to familiarize integrators with EMV processing, help merchants understand the process of [...]

What is 3DS 2.0 & Why Does it Matter to Payment Gateways

What is 3D-Secure 2.0 and why does it matter to payment gateways? What is 3D-Secure? 3D-Secure is a fraud prevention sy [...]

EMV Toolkit: Experience and Recommendations

In our previous article we explained the role of EMV toolkits in EMV terminal certification process. In this article we [...]

PSPs, Payment Facilitators, and Aggregators

Depending on particular region of the world, the terms payment service provider (PSP), payment facilitator, and payment [...]

Becoming a Payment Service Provider

The purpose of this entry is to review the key elements which a business needs to consider to become a payment service [...]

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