3D Secure

on Aug20

An XML-based protocol developed as an added layer of security for online debit card and credit card transactions, 3D Secure was developed by Visa and has been adopted by MasterCard, American Express and others. While it is aimed at improving online authentication by adding an authentication step, academic analysis has shown that there are security problems, including the shift of liability in cases of fraud and a large surface area for phishing.

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